HSBC RIF SRI Global Equity Fund

• Capital loss risk: Capital is not guaranteed. It is important to remember that the value of investments and any income from them can go down as well as up and is not guaranteed
• Equity risk: Funds that invest in securities listed on a stock exchange or market could be affected by general changes in the stock market. The value of investments can go down as well as up due to equity markets movements.
• Discretionary Management: Discretionary management is based on anticipating the evolution of different markets and securities. There is a risk that the fund will not be invested at any time in the most efficient markets and securities
• Foreign Exchange risk: The return may increase or decrease as a result of currency fluctuations
• Sustainability risk: means an environmental, social or governance event or condition that, if it occurs, could cause an actual or a potential material negative impact on the value of the investment.

SRI = 4/7. SRI (Summary Risk Indicator) is an overall indicator of the product risk level. The scale varies from 1 (least risky) to 7 (most risky). Historical data may not be a reliable indication for the future. The rating is not guaranteed to remain unchanged and the categorisation may shift over time. The lowest rating does not mean a risk-free investment. Do not run any unnecessary risk. Read the Key Information Document

Summary Risk Indicator (SRI) = 4 out of 7
SRI >= 4. The fund has a high risk indicator. The value of investments can go up as well as down.

Source: HSBC Asset Management, July 2024. For illustrative purposes only.

1. For more information on the SRI label, please refer to the website: https://www.lelabelisr.fr/wp-content/uploads/EN_Referentiel-Label-ISR-mars24.pdf
2. ESG: Environmental, Social and Governance. SFDR = Sustainable Finance Disclosure Regulation. Article 8 Product = The product promotes environmental or social characteristics, or a combination of those characteristics, provided that the companies in which the investments are made follow good governance practices.
3. As at 31/05/2024 - Sustainalytics provides company-level analysis used in Morningstar's ESG score calculation. © Copyright 2024 Morningstar. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.
   Past performance is no guarantee of future results. For more detailed information about Morningstar's Sustainability, including its methodology, please go https://www.morningstar.com/content/dam/marketing/shared/research/methodology/744156_Morningstar_Sustainability_Rating_for_Funds_Methodology.pdf
4. The performances presented relate to past years. Past performance is not a reliable indicator of future performance. Source: HSBC Asset Management as of May 24. All information relating to the methodologies used is available from the magazine Le Revenu.
5. Index given for comparative and illustrative purposes only. The fund has no official benchmark.
6. The SRI (Summary Risk Indicator) is an overall indicator of the product risk level resulting from the combination of market risk and credit risk. The scale varies from 1 (least risky) to 7 (most risky). Historical data may not be a reliable indication for the future. The rating is not guaranteed to remain unchanged and the categorisation may shift over time. The lowest rating does not mean a risk-free investment. Do not run any unnecessary risk. Read the Key Information Document. The fund has a high risk indicator. The value of investments can go up as well as down.
7. The fund uses the swing principle calculation method which determines the net asset value of the fund. Swing pricing allows investment funds to pay the daily transaction costs arising from subscription and redemptions by incoming and outgoing investors. The aim of swing pricing is to reduce the dilution effect generated when, for example, major redemptions in a fund force its manager to sell the underlying assets of the fund. These sales of assets generate transaction costs and taxes, also significant, which impact the value of the fund and all its investors.

Characteristics and weightings are for illustrative purposes only, are not guaranteed and are subject to change over time, and without prior notice, taking into account any changes in markets.

"HSBC RIF – SRI Global Equity" is a sub fund of HSBC Responsible Investment Funds, a French domiciled SICAV. Before subscription, investors should refer to Key Information Document (KID) of the fund as well as its complete prospectus. For more detailed information on the risks associated with this fund, investors should refer to the complete prospectus of the fund. The shares of HRIF have not been and will not be offered for sale or sold in the United States of America, its territories or possessions and all areas subject to its jurisdiction, or to United States Persons.”

If necessary, investors can refer to the complaints handling charter available in the banner of our website. Please note that the distribution of the product can stop at any time by decision of the management company.

Investment involves risks. Past performance is not indicative of future performance. Future returns will depend inter alia on market developments, the fund manager’s skill, the fund’s level risk and management costs and if applicable subscription and redemption costs. The return, the value of money invested in the fund may become negative as a result of price losses and currency fluctuations. There is no guarantee that all of your invested capital can be redeemed. Unless stated otherwise, inflation is not taken into account.

Representative overview of the investment process, which may differ by product, client mandate or market conditions.

The commentary and analysis presented in this document reflect the opinion of HSBC Asset Management on the markets, according to the information available to date. They do not constitute any kind of commitment from HSBC Asset Management. Consequently, HSBC Asset Management will not be held responsible for any investment or disinvestment decision taken on the basis of the commentary and/or analysis in this document.
All data from HSBC Asset Management unless otherwise specified. Any third party information has been obtained from sources we believe to be reliable, but which we have not independently verified.
Tax treatment depends on the individual circumstances of each client and may be subject to change in the future. Capital is not guaranteed. It is important to remember that the value of investments and any income from them can go down as well as up and is not guaranteed.